1816 $3 Owl Creek Bank of Ohio - OH-310-G14 - PMG VF 20 Yunnan Province The silver reverse design features

The silver reverse design features a U

1976-S Clad Kennedy Bicentennial Half Dollar - PCGS PR 69 DCAM

these $3s get notably tougher in high grade

Ernst Suter

1816 $3 Owl Creek Bank of Ohio - OH-310-G14 - PMG VF 20 Yunnan Province The silver reverse design featuresThe Owl Creek Bank of Mount Vernon pretty well exemplifies the term, Wildcat Banking, despite having occurred before the term typically applies. Opened in 1816, by 1817 they had already been sued. While the bank was acquitted, part of that acquittal was the judgement that the notes didn't even constitute "money". One must imagine that while the owners were likely happy with the acquittal, any holders of the notes were less than thrilled.